This agreement includes provisions for arbitration and a class action waiver, which waive your right to a court hearing, jury trial, or participation in a class action lawsuit. Arbitration is mandatory and the exclusive remedy for all disputes. Please carefully review the Dispute Resolution Section 11 below.
By using this website ("the Website"), you acknowledge and accept these Terms and Conditions ("Terms of Use"), as well as our Material Disclosures and Privacy Policy, which are incorporated by reference. Please review all disclosures, terms, and policies carefully before accepting them.
The terms "Company," "we," "us," and "our" refer to the operator of this Website and its affiliates. "You" refers to the person or persons who visit, use, and/or provide information on this Website.
The Website is intended for users who are at least eighteen (18) years of age and located in the United States. These Terms and Conditions will be interpreted under U.S. law. By submitting information via the Website, you explicitly accept these Terms and Conditions without limitation or qualification. Please read these Terms and Conditions carefully as they affect your legal rights and obligations. If you do not agree to our practices, disclosures, terms, and policies, please do not provide any information or interact with the Website or service in any way.
Your use of this Website, and the services and products provided through or in connection with it, constitutes acceptance of this agreement. You are entering into a legally binding contract.
1. Material Disclosures
We operate as an advertising service and do not charge you any fee. Unless explicitly stated, we are not affiliated with or endorsed by any third parties, including advertisers, product/service providers, marketers, or intermediary entities (collectively referred to as "third parties").
By using this advertising service, you may be redirected to a third-party website. We do not endorse any third parties, and we are not responsible for the content, availability, advertising, products, or materials found on such websites. Third-party websites are managed by their respective owners, who should be contacted directly with any questions. You should review third-party terms and conditions, as well as privacy policies, which may differ significantly from our own, including the privacy policy found on our “Related Links” webpages.
We may have a direct or indirect financial connection to third parties (e.g., advertisers) and may be compensated for each click on a sponsored advertisement. Unless stated otherwise, sponsored advertisement results and third parties are not under our control. We are not responsible for the actions of any third parties.
After selecting options related to a specific product or service of interest, you will be shown a list of “Related Links” and third-party content in the form of sponsored advertisement results. Selecting a sponsored link will take you away from our Website to a third-party website.
Sponsored advertisement results may vary based on an algorithm and factors such as your preferences, device type, language settings, geographical location, and selected “Related Link.” We cannot guarantee that third-party advertisements will suit your purposes. You are not obligated to use our advertising service or to initiate contact with third parties. You can achieve similar search results independently by searching the Internet for your desired product or service. Please contact third parties directly with any questions about their products or services.
Where prohibited by law, exclusions, limitations, and conditions may apply. We expressly disclaim liability for any third-party product or service. If you choose to receive communications from third parties and wish to opt out later, you must do so directly with the third parties.
Please refer to our Privacy Policy for details on how your information is shared.
2. Marketing Disclosure and Third-Party Links
Unless stated otherwise, this is an independent Website, not affiliated with any third parties. As outlined above, we may have a financial connection to various third parties and may receive compensation for clicks on sponsored advertisements.
All trademarks, service marks, logos, and domain names displayed belong to their respective owners, who are not associated with, nor endorse, the products or services provided by this Website.
Clicking on a sponsored advertisement may redirect you to a third-party website. We are not responsible for the privacy practices or content of third-party websites. In some cases, you may make purchases on third-party websites and be required to provide information such as credit card details. These websites have their own privacy and data collection practices, and we assume no responsibility or liability for them. You should review the third-party's terms and conditions and privacy policies, which may differ from ours. Please contact the third-party provider directly with any questions about their products or services.
3. User Representations and Warranties
You expressly represent and warrant that:
(i) You are at least 18 years old, reside in the United States, and have the legal authority to enter into an agreement and use the Website according to these Terms and Conditions.
(ii) All information you provide is true and accurate. Providing speculative, incorrect, misleading, false, or fraudulent information is prohibited.
(iii) You understand and agree that we may share your personally identifiable information and other information with third parties and affiliate companies.
(iv) Abuse of this Website may result in being denied access at our sole discretion.
(v) Unless required by law or otherwise stated, we are not responsible for third parties contacting you or any agreements you enter into with them.
(vi) We are not a party to any agreement you may have with a third party.
(vii) We make no warranties or representations regarding third-party products or services and are not recommending any particular third-party product or service to you.
(viii) Any information you provide to us, whether through the Website, email, or otherwise, becomes our property.
(ix) Your use of the Website and its services is subject to all applicable laws and regulations.
(x) We are not responsible for any actions taken after you leave our Website. Upon entering a third-party website or being contacted by a third party, you should review their privacy policy and terms, as they will differ from ours.
(xi) You will comply with all applicable laws, rules, regulations, and ordinances related to your use of the Website.
(xii) You will not interfere with the operation of our Website.
(xiii) You agree to be bound by these Terms and Conditions and our Material Disclosures and Privacy Policy.
4. Changes to Terms & Conditions and Privacy Policy
We may update these Terms and Conditions periodically without notice. Continued use of the Website after changes are posted constitutes your acceptance of the changes. It is your responsibility to review the Terms and Conditions for updates.
5. Prohibited User Conduct
You are prohibited from any conduct that, at our discretion, restricts or inhibits any other user from using or enjoying the service, the Website, or any linked Website. You are prohibited from accessing or attempting to access private areas of the Website or other users' information. Impersonating any person or entity or misrepresenting your affiliation with a person or entity is prohibited.
You are prohibited from using any data or content from the Website in a manner that infringes on any copyrights, patents, trademarks, trade secrets, or other proprietary rights. You are also prohibited from using any information containing viruses, malware, or other harmful code, or that promotes hacking or similar activities.
You may not collect information about Website users using automated means, resell, assign, sublicense, transfer, or delegate your rights or obligations under these Terms and Conditions without prior written consent from us. Unauthorized attempts to modify Website content, defeat security features, or use the Website for purposes other than those intended are strictly prohibited.
The content on the Website, including text, software, graphics, photos, and other materials, is owned by or licensed to us and is protected by intellectual property laws. Content is provided "AS-IS" for personal use and may not be copied, distributed, transmitted, displayed, sold, licensed, or otherwise exploited without prior written consent.
6. Intellectual Property Rights
The Website contains intellectual property owned by us and others. As between us and you, we are the sole owner of the Website and all content and materials available through it, including copyrights, patents, trademarks, and trade secrets.
You are granted a revocable, limited, non-exclusive, and non-transferable license to use the Website, conditioned on your compliance with these Terms and Conditions. Except as expressly provided, you may not download or save Website content for any purpose. However, you may print individual screens for personal, non-commercial use, provided any marks, logos, or other legends remain intact.
Unauthorized attempts to modify Website content, defeat security features, or use the Website for unintended purposes are strictly prohibited.
7. Disclaimer of Warranties
We are not responsible for any incorrect or inaccurate information provided on the Website, whether by users or due to technical or human error. We assume no responsibility for errors, omissions, interruptions, deletions, defects, or delays in operation or transmission. We are not liable for technical malfunctions or problems of telephone networks, computer systems, servers, equipment, or software.
The Website and its services, including content, are provided "AS IS" and "AS AVAILABLE," without any express or implied warranties. We disclaim any warranties regarding availability, accuracy, reliability, usefulness, or fitness for a particular purpose. We do not guarantee that the Website or its services will be free of viruses or other harmful components or that access will be uninterrupted or error-free.
8. Limitation of Liability
In no event will we, our affiliates, partners, agents, or representatives be liable for any indirect, direct, special, punitive, incidental, or consequential damages, or any other damages arising from the use or inability to use the Website, services, or content. This limitation of liability applies regardless of the form of action, whether in contract, tort, or otherwise, even if advised of the possibility of such damages.
9. Exclusions and Limitations
Certain jurisdictions do not allow the exclusion or limitation of implied warranties or liability for incidental or consequential damages, so the above limitations may not apply to you. In such jurisdictions, our liability is limited to the greatest extent permitted by law.
10. Indemnity
You agree to indemnify, defend, and hold harmless us, our affiliates, partners, agents, and representatives from any claims, liabilities, damages, losses, costs, or expenses, including reasonable attorneys' fees, arising from your use of the Website or any violation of these Terms and Conditions.
11. Dispute Resolution
Any dispute or claim relating to your use of the Website will be resolved through binding arbitration, rather than in court. Arbitration will be conducted by a neutral arbitrator in a location mutually agreed upon by the parties. The arbitrator's decision will be binding and may be entered as a judgment in any court of competent jurisdiction.
You agree to resolve any disputes with us on an individual basis and not as part of a class action, consolidated, or representative proceeding. If a court finds this waiver unenforceable, the arbitration agreement shall not apply to that dispute.
12. Miscellaneous
These Terms and Conditions, including our Material Disclosures and Privacy Policy, constitute the entire agreement between you and us concerning your use of the Website. If any provision is found to be unenforceable, the remaining provisions will remain in full force and effect.
Our failure to enforce any right or provision of these Terms and Conditions will not be considered a waiver of those rights. We may assign our rights and obligations under these Terms and Conditions to another entity at our discretion.
By continuing to use this Website, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.